Introduction
Choosing between a ductless (mini-split) air conditioning system and a traditional central AC with ductwork can be a challenge—especially when indoor air quality and energy efficiency are top priorities. In our previous post, [Home Ventilation: Is It Worth Upgrading?], we explored the importance of these factors. Now, let’s dive deep into the AC dilemma, comparing performance, costs, comfort, and long-term value, so you can make the best choice for your home in Cheltenham and beyond.
How the Systems Work
Ductless (Mini-Split) AC
A ductless system consists of an outdoor compressor and one or more indoor units connected by refrigerant lines. Each indoor unit operates independently, making it perfect for zone control.
Popular sources:
- hvacbee.com
- cotswoldenergysolution.co.uk
- serviceplusnow.com
- aacairconditioning.co.uk
- edwinstipe.com
- gotductless.com

Central AC with Ductwork
Central AC uses a single outdoor compressor linked to an indoor air handler. Conditioned air is distributed through ducts hidden in walls, providing consistent cooling throughout the entire home.

Energy Efficiency & Running Costs
- Ductless: Avoids energy loss from ductwork—central AC can lose up to 30% of its energy through leaks or conduction. Ductless systems often use inverter-driven compressors for greater efficiency and performance control.
- Central AC: Efficient for whole-home cooling, but operational costs are higher if ducts are old or uninsulated.
- Sources: cotswoldenergysolution.co.uk, gotductless.com, serviceplusnow.com
Installation Complexity & Upfront Costs
- Ductless: Less invasive installation—small wall penetrations and refrigerant lines. Ideal for retrofits or home extensions.
- Central AC: More cost-effective upfront if ducts already exist. Installing new ductwork can be disruptive and expensive.
- Sources: aacairconditioning.co.uk, austclimate.com.au, smartacsolutions.com, serviceplusnow.com
Comfort & Control
- Ductless: Superior zone control—great if family members prefer different temperatures in different rooms.
- Central AC: Delivers whole-home comfort controlled from a single thermostat, but lacks easy zoning unless additional dampers are installed.
- Sources: serviceplusnow.com, applianceanalysts.com, hvacjudge.com, championac.com, austclimate.com.au, gotductless.com
Aesthetics & Indoor Air Quality
- Ductless: Units are visible on walls or ceilings, but most homeowners quickly adapt.
- Central AC: Discreet, with only vents visible—blends well with interiors.
- IAQ: Central systems offer whole-home filtration, but poorly maintained ducts can trap dust and mold. Ductless units have washable filters and avoid duct-borne contaminants.
- Sources: austclimate.com.au, applianceanalysts.com, gotductless.com, serviceplusnow.com
When to Choose Which?
| Scenario | Ductless | Central AC |
| No existing ducts / older home | ✅ | ❌ |
| Zone control | ✅ | Maybe* |
| Minimal visual impact | ❌ | ✅ |
| Cooling large whole-home | Multiple units | ✅ |
| Retrofit/extension | ✅ | Difficult & expensive |
| Energy efficiency preference | ✅ | OK if ducts are tight |
*With zoning kit
Costs Overview
- Ductless: Typically 30% more upfront per installed zone, but long-term energy savings often offset this.
- Central AC: Lower initial price if ducts exist, but running costs are higher—especially with inefficient ducts and in extreme climates.
- Sources: serviceplusnow.com, hvacinformed.com, austclimate.com.au, championac.com, applianceanalysts.com, gotductless.com, aacairconditioning.co.uk, smartacsolutions.com, hvacjudge.com

Summary & Our Recommendation
At Cotswold Energy Solution, we advise:
Choose ductless mini-split when:
- Retrofitting in older homes or extensions
- You want zone-specific temperature control
- Energy efficiency and lower running costs are priorities
Choose central AC when:
- Your home already has ductwork in good condition
- You need uniform cooling across many rooms
- You prefer a discreet, centrally-controlled system
Both systems require professional installation and regular servicing. Ductless units often last around 20 years, while central systems generally serve 12–15 years with proper care.
Sources: cotswoldenergysolution.co.uk, championac.com, hvacjudge.com, gotductless.com, aacairconditioning.co.uk, austclimate.com.au, hvacinformed.com, smartacsolutions.com

Frequently Asked Questions
Q: Can one outdoor unit serve multiple indoor units?
Yes—ductless mini-splits can handle multiple indoor units per outdoor compressor for multi-zone coverage.
Q: Which is better for my allergies/asthma?
Ductless avoids duct dust buildup and has washable filters. Central systems require filter maintenance and duct cleaning to maintain good indoor air quality.
Q: What about heating capability?
Most ductless units incorporate heat pumps, offering efficient heating alongside cooling. Central heat pump systems can achieve the same but may need complementary heating in colder weather.
Sources: gotductless.com, edwinstipe.com, hvacbee.com
Need Help Deciding?
We’re ready to support you further:
- Free consultation & site survey tailored to your property
- Advice on system sizing, local climate considerations, and cost analysis
- Expert installation, regular servicing, duct cleaning, and filter maintenance
👉 Contact Cotswold Energy Solution today at 07414 619707 or info@cotswoldenergysolution.co.uk to arrange a visit and get your home summer-ready!